An overdraft is a product offered by the Bank to its customers/account holders to assist them in covering their financial emergencies. The tenure of an overdraft can range from 3 to 6 months. This facility is available to our customers, and you are not required to pay until the tenure of the overdraft expires subject to the terms and conditions.


  • 1. Be an account holder with SLCB
  • 2. Have your turnover reviewed to determine how you have been operating depending on the amount you are requesting.
  • 3. Write a loan request letter. · Submit your Credit Reference Bureau (CRB) statistics.
  • 4. Provide a cash flow document of your account.
  • 5. Provide a statement of affairs which is for small account holders. If you are a large business, we will request either a management account or an audited account of two years. For significant loans, we will require property/security or collateral.
  • 6. Provide a list of Debtors/Creditors.
  • 7. Domiciliation with Local Purchase Order (LPO) from the awarded contract

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